Home Insurance Costs with Deductible Scenarios in Albemarle County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Albemarle County, VA	$329600	$719	$989
Albemarle County, VA	$329600	$719	$989
Esmont, VA	$157100	$554	$762
Palmyra, VA	$250400	$570	$784
Ruckersville, VA	$270000	$584	$803
White Hall, VA	$351400	$651	$895
Lake Monticello, VA	$222500	$548	$754
Charlottesville, VA	$277800	$673	$927
Dooms, VA	$186000	$605	$832
Lynchburg, VA	$153800	$530	$729

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Impact of Coverage Amount on Home Insurance Cost In Albemarle County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$307
$200,000	$877
$300,000	$1,211
$400,000	$1,486
$500,000	$1,902
$750,000 to $1000,000	$2,199
Above $1000,000	$2,601

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Albemarle County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Albemarle County, VA Average Home Insurance Cost	$1,001.28
State Average Home Insurance Cost	$952
Difference Vs national Average	-222.72

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Top Homeowners Insurance Companies in Albemarle County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,025
Travco	$851
Virginia Farm Bureau	$777
Virginia Farm Bureau	$777

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Albemarle County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-130	871
One Claim	+70	1071
Two Claims	+120	1121

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