Home Insurance Costs with Deductible Scenarios in Amherst County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Amherst County, VA	$151500	$525	$723
Nelson County, VA	$231400	$555	$764
Buffalo, VA	$250000	$679	$934
Concord, VA	$143500	$487	$670
Forest, VA	$226000	$551	$758
Lynchburg, VA	$153800	$530	$729
Glasgow, VA	$98600	$392	$539
Madison Heights, VA	$131700	$459	$632
Amherst, VA	$163600	$567	$780
Amherst County, VA	$151500	$525	$723

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Impact of Coverage Amount on Home Insurance Cost In Amherst County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$573
$200,000	$1,415
$300,000	$1,935
$400,000	$2,367
$500,000	$3,030
$750,000 to $1000,000	$3,503
Above $1000,000	$4,142

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Amherst County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Amherst County, VA Average Home Insurance Cost	$731.38
State Average Home Insurance Cost	$952
Difference Vs national Average	-492.62

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Top Homeowners Insurance Companies in Amherst County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,025
Safeco	$993
Travco	$851
Virginia Farm Bureau	$777

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Amherst County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-95	636
One Claim	+59	790
Two Claims	+95	826

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