Home Insurance Costs with Deductible Scenarios in Bedford County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Bedford County, VA	$198100	$604	$831
Westlake Corner, VA	$526400	$1216	$1,673
Hurt, VA	$116700	$452	$621
Montvale, VA	$82100	$329	$453
Laymantown, VA	$210700	$638	$878
North Shore, VA	$496900	$1193	$1,642
Seneca, VA	$135300	$468	$644
Altavista, VA	$142300	$484	$666
Bedford County, VA	$198100	$604	$831
Motley, VA	$86800	$348	$479

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Impact of Coverage Amount on Home Insurance Cost In Bedford County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$436
$200,000	$1,230
$300,000	$1,681
$400,000	$2,097
$500,000	$2,684
$750,000 to $1000,000	$3,104
Above $1000,000	$3,670

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Bedford County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Bedford County, VA Average Home Insurance Cost	$840.99
State Average Home Insurance Cost	$952
Difference Vs national Average	-383.01

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Top Homeowners Insurance Companies in Bedford County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Erie	$1,041
Nationwide	$1,025
Virginia Farm Bureau	$777

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Bedford County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-101	740
One Claim	+50	891
Two Claims	+118	959

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