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Home Insurance Costs with Deductible Scenarios in Charlottesville, VA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Charlottesville, VA $277800 $673 $927
Esmont, VA $157100 $554 $762
Lake Monticello, VA $222500 $548 $754
Gordonsville, VA $184300 $602 $829
University of Virginia, VA $320800 $621 $855
Ruckersville, VA $270000 $584 $803
Albemarle County, VA $329600 $719 $989
White Hall, VA $351400 $651 $895
North, VA $258900 $686 $944
Green Spring, VA $239500 $562 $773

Impact of Coverage Amount on Home Insurance Cost In Charlottesville, VA

Coverage Amount Home Insurance Cost ($)
$100,000 $359
$200,000 $1,005
$300,000 $1,391
$400,000 $1,711
$500,000 $2,190
$750,000 to $1000,000 $2,532
Above $1000,000 $2,994


Charlottesville, VA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Charlottesville, VA Average Home Insurance Cost$937.92
State Average Home Insurance Cost$952
Difference Vs national Average-286.08

Top Homeowners Insurance Companies in Charlottesville, VA

Insurance Provider Average Homeowners Insurance Cost($)
Erie $1,041
Nationwide $1,025
Safeco $993
Travco $851

Charlottesville, VA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -113 825
One Claim +66 1004
Two Claims +113 1050