Home Insurance Costs with Deductible Scenarios in Louisa County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Louisa County, VA	$212900	$622	$856
Goochland County, VA	$327700	$627	$863
Columbia, VA	$213400	$641	$882
Patrick Henry, VA	$202100	$628	$864
Jackson, VA	$226500	$656	$903
Louisa County, VA	$212900	$622	$856
Blue Ridge Shores, VA	$187700	$607	$836
Orange County, VA	$235200	$638	$878
Palmyra, VA	$250400	$570	$784
Mountain Road, VA	$192700	$615	$846

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Impact of Coverage Amount on Home Insurance Cost In Louisa County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$366
$200,000	$1,212
$300,000	$1,561
$400,000	$2,061
$500,000	$2,638
$750,000 to $1000,000	$3,050
Above $1000,000	$3,607

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Louisa County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Louisa County, VA Average Home Insurance Cost	$866.21
State Average Home Insurance Cost	$952
Difference Vs national Average	-357.79

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Top Homeowners Insurance Companies in Louisa County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Nationwide	$1,025
Safeco	$993
Virginia Farm Bureau	$777
Virginia Farm Bureau	$777

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Louisa County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-113	754
One Claim	+78	944
Two Claims	+121	987

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