Home Insurance Costs with Deductible Scenarios in Montgomery County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Montgomery County, VA	$213300	$622	$856
Floyd, VA	$207000	$634	$872
Blacksburg, VA	$286500	$680	$936
Prices Fork, VA	$223900	$653	$899
Fairlawn, VA	$164900	$569	$782
Pembroke, VA	$92700	$370	$510
Indian Valley, VA	$137800	$510	$701
Riner, VA	$288900	$711	$978
Dublin, VA	$127500	$482	$664
Pilot Mountain, NC	$147900	$605	$833

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Impact of Coverage Amount on Home Insurance Cost In Montgomery County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$368
$200,000	$1,181
$300,000	$1,580
$400,000	$1,954
$500,000	$2,501
$750,000 to $1000,000	$2,892
Above $1000,000	$3,420

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Montgomery County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Montgomery County, VA Average Home Insurance Cost	$866.21
State Average Home Insurance Cost	$952
Difference Vs national Average	-357.79

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Top Homeowners Insurance Companies in Montgomery County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Safeco	$993
Travco	$851
Travco	$851
Virginia Farm Bureau	$777

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Montgomery County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-104	762
One Claim	+43	910
Two Claims	+113	979

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