Home Insurance Costs with Deductible Scenarios in Smyth County, VA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Smyth County, VA	$89600	$737	$1,015
Claypool Hill, VA	$156500	$552	$760
Royal Oak, VA	$81900	$328	$452
Southern, VA	$119800	$429	$590
Rye Valley, VA	$87200	$350	$481
Rural Retreat, VA	$127400	$482	$664
Glade Spring, VA	$105000	$414	$570
Wilson Creek, VA	$99700	$396	$545
Saltville, VA	$72900	$290	$399
Smyth County, VA	$89600	$737	$1,015

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Impact of Coverage Amount on Home Insurance Cost In Smyth County, VA

Coverage Amount	Home Insurance Cost ($)
$100,000	$976
$200,000	$3,425
$300,000	$4,532
$400,000	$5,809
$500,000	$7,436
$750,000 to $1000,000	$8,597
Above $1000,000	$10,166

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Smyth County, VA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Smyth County, VA Average Home Insurance Cost	$1,027.0176
State Average Home Insurance Cost	$952
Difference Vs national Average	-196.9824

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Top Homeowners Insurance Companies in Smyth County, VA

Insurance Provider	Average Homeowners Insurance Cost($)
Erie	$1,041
Nationwide	$1,025
Safeco	$993
Virginia Farm Bureau	$777

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Smyth County, VA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-144	883
One Claim	+82	1109
Two Claims	+123	1150

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